How many interests are paid in the life of a mortgage loan

Mortgage loans are essential to acquire a home, but it is crucial to understand that interests can represent more than half of the total cost

22
Apr

Acquiring a property through judicial auction

Judicial auctions offer opportunities to acquire properties at low prices, but they also involve risks. Research, registration, bidding, and legal advice are key to a successful purchase.

21
Apr

Ribes Roig, real estate management in Sant Pere de Ribes

Ribes Roig, a local real estate management company in Sant Pere de Ribes, stands out for its seriousness, commitment, and experience. It offers personalized attention, market knowledge, and professionalism. Contact us now.

17
Apr

Home insurance, what should you consider if you have a rented apartment?

Getting home insurance for a rented apartment is key to protect your investment. Consider coverage, liabilities, updates, and specialized advice to be properly protected

08
Apr

Decorate a house with few resources.

Decorating a house with little money is possible and fun. Recycle, use natural elements, customize furniture, create accessories, and play with lighting to achieve a wonderful decoration.

02
Apr

Types of rental contracts for properties in Spain.

In the Spanish real estate market, there are three rental contracts: residential, seasonal, and commercial premises, each regulated by law. It is essential to understand their legal implications.

02
Apr

Sitges, the jewel of the Costa Dorada.

Sitges, jewel of the Costa Dorada Spectacular beaches, charming old town, vibrant nightlife, varied cultural offer Nature, culture and fun in a unique destination Discover it now!

30
Mar

Mortgage loan between individuals

Mortgage loans between individuals are a flexible and advantageous option for buying a home, but their possible disadvantages and tax obligations should also be considered

26
Mar

Sant Pere de Ribes, Garraf municipality

Sant Pere de Ribes, charming municipality in Garraf with history, tradition, medieval architecture, stunning landscapes, active tourism, local gastronomy and excellent location in Barcelona Unmissable destination!

24
Mar

Municipal capital gains tax, what is it? and who should pay it?

The municipal capital gains tax is a tax that levies the increase in value in the sale of urban land, within municipal jurisdiction, and its payment is the responsibility of the seller

22
Mar

Limit on rental prices in Catalonia

The rental market in Catalonia is evolving, reaching historical prices. Government establishes a law with price limits to ensure access to decent housing

06
Mar

I have a lien on my property, can I sell it?

A lien on a property can complicate its sale. Consulting with a specialized lawyer is crucial to notify all parties and comply with legal requirements

29
Feb

Cash payments in the purchase of a house

The payment method in the purchase of a house, in Spain and in Europe, is regulated by strict tax regulations to prevent fraud and ensure transparency in real estate transactions

28
Feb

Who pays the IBI when buying an property?

The buyer is responsible for paying the IBI when buying a property, according to tax law and a ruling by the Supreme Court. It is advisable to specify this in the sales contract.

25
Jan

Inflation and low interest rates

Positive prospects in the real estate market for 2024 with inflation and low interest rates, which facilitates the purchase of properties and offers investment opportunities

09
Jan

Access to Housing in 2023

Access to housing in 2023 presents challenges for young people due to a lack of rental supply, high prices, high interest rates, and limited housing options. To overcome these obstacles, it is recommended to save money, research assistance programs, explore financing options, and consider shared renting.

17
Dec

Unveiling Hidden Defects in Real Estate Purchases: What You Need to Know

Purchasing a property is an exciting step, but it often comes with a mix of anticipation and nervousness. Among the various aspects to consider, hidden defects are a lurking concern that buyers must be mindful of to avoid unpleasant surprises in the future.

14
Dec